# Terms of Use
**Effective Date:** November 4, 2025
**Last Updated:** November 4, 2025
These Terms of Use (“Terms”) govern your use of **The Time Forge** website, courses, digital products, and related services (collectively, the “Site”) owned and operated by **Everrest Holdings LLC** (“we,” “us,” or “our”).
By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
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## 1. Ownership and Intellectual Property
All content on this Site—including text, graphics, videos, courses, downloads, and trademarks—is the exclusive property of **Everrest Holdings LLC** or its licensors and is protected by U.S. and international copyright laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes only.
You may not:
- Copy, reproduce, distribute, sell, or modify any content
- Share purchased products or course access with others
- Remove copyright notices or branding
- Use any content for commercial purposes without written permission
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## 2. Account Responsibility
If you create an account, you are responsible for maintaining its security and for all activity under it.
You agree to provide accurate information and to notify us immediately of any unauthorized use.
We reserve the right to suspend or terminate your account if you violate these Terms.
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## 3. Payments and Billing
All prices are listed in U.S. dollars unless stated otherwise.
Payments are processed securely through third-party processors such as **Kajabi Payments, Stripe, or PayPal**.
By purchasing from us, you authorize Everrest Holdings LLC to charge your selected payment method for the total order amount.
All digital product sales are final unless otherwise specified in our Refund Policy (https://thetimeforge.com/refund-policy).
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## 4. Access to Digital Products
Upon successful payment, you’ll receive immediate or timely access to your purchased digital content or course materials.
You are responsible for maintaining the confidentiality of your login credentials. Sharing your access or content with others constitutes a violation of these Terms and may result in account termination without refund.
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## 5. Use of Content and Community Conduct
You agree to use the Site only for lawful purposes and in a way that does not infringe on the rights of others or restrict their use.
You must not:
- Post or transmit any abusive, defamatory, or obscene material
- Interfere with or disrupt the Site or its servers
- Attempt to gain unauthorized access to any part of the Site or user data
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## 6. No Professional Advice
The information provided through The Time Forge—including but not limited to productivity, business, or personal development content—is for **educational and informational purposes only**.
We are not providing legal, financial, medical, or psychological advice. You are responsible for applying any information at your own discretion.
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## 7. Disclaimers and Limitation of Liability
The Site and all content are provided “as is” without any warranties, express or implied.
To the fullest extent permitted by law, **Everrest Holdings LLC** and its affiliates disclaim all warranties, including merchantability, fitness for a particular purpose, and non-infringement.
We do not guarantee uninterrupted or error-free operation of the Site.
In no event shall Everrest Holdings LLC, its owners, or affiliates be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Site or content, even if advised of the possibility of such damages.
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## 8. Indemnification
You agree to indemnify and hold harmless **Everrest Holdings LLC**, its directors, officers, employees, and affiliates from any claims, losses, damages, or expenses resulting from your violation of these Terms or your use of the Site.
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## 9. Third-Party Links
Our Site may contain links to third-party websites or tools. We are not responsible for the content, security, or practices of these third-party sites. Access them at your own risk.
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## 10. Termination
We reserve the right to suspend or terminate your access at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users or the reputation of the brand.
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## 11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the **State of Wyoming**, without regard to its conflict of law principles.
Any disputes shall be resolved exclusively in the state or federal courts located in **Laramie County, Wyoming**.
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## 12. Changes to These Terms
We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the new Terms.
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## 13. Contact Information
For questions about these Terms, contact us at:
**Everrest Holdings LLC**
[email protected]
1621 Central Ave #56652
Cheyenne, WY 82001
## 14. Disclaimer of Results and Affiliations
From time to time, The Time Forge may reference case studies, testimonials, or examples of results achieved by others. These are provided for illustration only and do **not** guarantee that you will achieve the same results.
Individual outcomes depend on your effort, discipline, and circumstances. No guarantees of income, success, or performance are made or implied.
If we include links to products or services we recommend, some of those links may be affiliate links. This means we may earn a small commission—at no extra cost to you—if you choose to make a purchase through those links.
We only recommend products and services we believe in and that align with the mission of The Time Forge.
